The CCG offers a variety of insurance opportunities to it's employee and their dependents. All regular full-time employees become eligible for coverage after they have been employed for 30 days. Open enrollment is conducted on an annual basis and allows employees to make changes to their insurance plans at that time. Employees may make changes to insurance due to a Qualifying Life Event.
|Annual Out of Pocket Maximum||$1000/$2000||$6350/$12,700||$6350/$12,700|
|Immunizations||100% (no copay)||100% (no copay)||100% (no copay)|
|Pap Smear/Mammography/Prostrate Screening||100% (no copay)||100% (no copay)||100% (no copay)|
|Primary Care||$50 (free at HWC)||$20||$30|
|Specialist||$20 (with HWC referral)||$30||$40|
|Hospital/Inpatient Services||10% after deductible||10% after deductible||20% after deductible|
|Emergency Room (waiver if admitted)||$150 copay||$150 copay||$150 copay|
|Urgent Care||$20 copay||$30||$30|
|Generic (30 day supply)||$20||$20||$20|
|Brand (30 day supply)||$40||$40||$40|
|Non-Formulary (30 day supply)||$60||$60||$60|
|Generic (mail order 90 day supply)||$40||$40||$40|
|Brand (mail order 90 day supply)||$80||$80||$80|
|Non-Formulary (mail order 90 day supply)||$120||$120||$120|
As an eligible employee, the City automatically provides you with a life insurance benefit 1.5 times your annual base salary (rounded up to the nearest $1,000) up to a $250,000 maximum benefit. You also receive an equal amount of accidental death and dismemberment protection.
Supplemental increments of $10,000 up to a benefit maximum of $500,000.
Current participants are allowed a $10,000 increase to their 2014 supplemental life insurance amount on a guaranteed basis at annual enrollment provided your supplemental life insurance benefit does not exceed the lesser of $210,000 or 3 times annual basic earnings.
During the annual enrollment period, if you are currently enrolled for spouse coverage, you can increase coverage for your spouse by one $2,000 increment without providing evidence of insurability. If you are electing spouse coverage for the first time, you can elect coverage for your spouse in the amount of $2,000 without providing evidence of insurability during the annual enrollment period.
Flexible Spending Accounts (FSAs) allow you to set aside pre-tax money through payroll deductions to use for qualified Health and Dependent Care Expenses.
NOTE: FSA must be re-elected every year. Enrollment is not automatic.
As a valued City employee, you and your family have access to the EAP, at no cost to you. Through the Pastoral Institute, you and your family members can obtain a range of services, including confidential counseling, information, and personalized referrals to help you through difficult times or stressful situations.